After the car crashes in the parking structure, Malloy immediately opens the driver's door, but you can see a large amount of fluid has already leaked onto the ground indicating minutes have passed since the crash.
When the Chevy crashes in the parking garage, the sound of squealing tires and impact occur well after it actually hits the pink and white station wagon.
After Reed nags Malloy about what to do with a sudden windfall, Malloy gives him a certificate for one share of stock. It would take weeks to get an actual certificate.
Malloy is all in to use his prize money to buy a boat in this story, but in the season 7 episode Follow Up, he continuously tries to dissuade Reed from buying one for various reasons.