Brian convinces Joe to work an insurance scam on the plane crash to get some money for Sandpiper Air. They get a quack doctor to give them a lower back pain diagnosis on Joe. As a beautiful blond insurance investigator, Susan, shows up, Joe decides he cannot go through with it and Brian switches places. Susan comes on to Brian, slowly causing him to get up out of the wheelchair, and she exposes the fraud. Susan resolves to file a lawsuit on behalf of the insurance company and leaves. Just as the brothers are comtemplating this, Helen and Susan re-enter and share the joke, Susan is Helen`s friend and not working for the insurance company.